Discover the Secret to Long-Term Wealth Accumulation With Index Universal Life Insurance

Looking For An IUL Policy? Discover The Benefits Of Tax-Free Income And Market Like Returns Without The Losses

If you're considering an IUL policy, it's essential to understand the many benefits this type of coverage can provide. From tax-free income to flexible premiums to suit your financial situation, and uncapped growth and income, these policies can be a valuable tool for building your wealth and securing your family's future.


Answer these simple questions and speak to one of our approved panel of agents, who compare the top IUL products to create the best solution for your needs.

Let's gather a bit of basic info, are you a man or a woman?

Thank you. And how old are you currently?

Which benefit of the IUL are you interested in the most?

How much income do you need to live a comfortable retirement?

Do you currently save money in any of the following?

What Is Your Zipcode?

And finally, what is your favorite Hobby?

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Key Components Of An IUL Cash Value Life Insurance Policy

Lifetime Tax-Free Income

Design your policy so you can live comfortably and tax-free. Use the cash value in your policy to fund major purchases and a tax-free retirement.

Never Lose Money

Get market-like returns without the losses. All IUL policies have a rate floor which means your returns can never be negative.

No Limitations

Unlike 401(k)s and IRAs, there are no restrictions on contribution amounts or income limits—truly an unlimited retirement account.

Compound Interest

Uncapped earnings. Unlimited earning potential tax-free

Survivor Benefits

Your loved ones will receive a tax-free death benefit. Up to 80% could be provided as a living benefit if you became critically ill.

Life Insurance For Everyone

Easy Application

No medical exam is required. Apply in the comfort of your own home and get a quote and covered in less than 10 minutes.

Affordable

Always low premiums as we match you with the most cost-effective insurer

Flexible

Choose the type of policy, term and coverage amount that suits your needs.

Protection

Cover up to $1,000,000 with no medical exam required. A policy is available for everyone.

Rewards

Some carriers provide rewards and discounts for living a healthy lifestyle.

Frequently Asked Questions

How much do I need to earn to qualify?

To achieve the maximum benefits from your account your household needs to earn at least $50k.

Are you sure I can't lose any money?

Yes! Your cash is "indexed" versus the stock market, not actually invested. This means your account copies the market gains but NOT the losses.

What is an IUL?

IUL is a type of cash value life insurance policy that is indexed against a strategy. So it could be indexed against the S&P 500, Bond market etc. As it is a life insurance policy at heart, life insurance conditions still apply.

How can it be tax-free income for life?

The income generated isnt considered income as it is from a life insurance policy, which are always tax-free. This means any additional earnings you gain in your IUL will always be tax-free.

Frequently Asked Questions

Are you sure there are no medical exams?

That's right, with a non-medical insurance policy you don't need to have a medical to get coverage

I'm a tobacco user, can I still get coverage?

Absolutely! In fact, if you haven't used tobacco products in the past 12-months you could possibly qualify for non-smoker rates.

How much is life insurance?

Term life insurance is generally the least expensive type of life insurance you can buy. Your specific premium will be based on your age at the time you purchase the policy, as well as on your overall health

I have pre-existing health conditions, can I still get covered?

Yes! Non-medical life insurance is the perfect option for Americans with pre-existing conditions. Where other large insurance companies may rate your policy or decline you, the companies our advisors work with specialize in helping to insure you can get coverage.

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